Financial services Β· Bahrain

Instant multi-currency settlement for a Gulf financial group

An event-sourced ledger with AML screening in the transaction path replaced T+2 settlement with instant cross-border transfers across five currencies.

44ms
Median transaction latency
Instant
Settlement time
78%
Fewer false AML flags
The engagement

What we were asked to solve

An event-sourced ledger with AML screening in the transaction path replaced T+2 settlement with instant cross-border transfers across five currencies.

Delivery ran from our Bahrain hub with engineering capacity from Pakistan, under a single accountable architect. The programme followed our standard four-stage lifecycle, with working software demonstrated every fortnight rather than status reported.

Engagement profile
  • Sector: Fintech & Financial Services
  • Delivery hub: πŸ‡§πŸ‡­ Bahrain
  • Compliance surface: PCI-DSS Level 1, SOC-2 Type II, Open Banking (PSD2)
Disciplines applied
Measured outcome

Results after delivery

44ms
Median transaction latency
Instant
Settlement time
78%
Fewer false AML flags
Level 1
PCI-DSS certified
How we engineer

A four-stage accelerated lifecycle

The same sequence on every engagement, whether it runs six weeks or two years. Each stage has an exit condition, so nobody discovers a disagreement in month four.

STAGE 01

Discover

We map the business outcome, constraints and existing estate before proposing anything. Discovery ends with a costed plan, not a sales deck.

1–3 weeks
STAGE 02

Architect

Rendering strategy, data model, integration contracts and the non-functional requirements are settled and documented as decision records.

2–4 weeks
STAGE 03

Execute

Fortnightly increments against a visible backlog, with working software demonstrated every cycle rather than status reported.

6–24 weeks
STAGE 04

Scale

Load testing, observability, runbooks and knowledge transfer β€” then either you take it in-house or we operate it under an SLA.

Ongoing
Related work

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Customer onboarding
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